Strategies to Saving Money – Making Smart Decisions


Cut your own hair, cut your spendings.

Yes, that is just one of many smart choices you’ll be learning about in this article. My intention today is to show you that there are so many ways in which you can save up your money. You’ll be amazed at how easy it can be. This isn’t another “save money fast” guide. Now, I will reveal some ways that will help you save money quickly, but this is my take on how to save up your money, in general, real strategies to saving money.

But before we jump right into it, let me give you a little bit of a background story.

As a little kid, going to the barbershop was not really my decision to make, it was my parents’. However, growing up, you tend to find a specific style you feel most comfortable with, it becomes part of your identity, and that was no exception for me. The thing is, my ‘style’ was basically just not going to the barbershop, almost at all. And this was mainly due to the fact that I almost never felt satisfied with the finished product. I knew my hair would grow back, anyways, so I tried not to make too much of a deal about it.

As an adult, I kept experiencing this, even after changing barbershops, so I made a conscious decision based on two factors:

One, I wanted to avoid making the barber feel bad about it, too. Even if it was unintentional, it was almost inevitable after seeing my reaction. I knew the hard work they had put into it, and for that I was grateful.

Two, I wanted to save money.

So that was it, I decided to get my very own hair cutting kit. The rest was just a matter of learning how to operate it properly. In no time, it started to get paid by itself. I don’t remember when was the last time I visited a barbershop.

Now, I’ll leave you to my strategies to saving money.

Set Goals – Keep Yourself Motivated

The secret behind this is rather simple. You want to have a purpose to save for. Maybe there’s that watch you’ve been wanting to buy for a long time, or maybe you want to save up for college. If you have children, their education is something to think about.

One thing to keep in mind when setting your goals is that you must aim for them to be achievable goals; and I’m not saying “easy to achieve”, I mean realistic. Why? Because when you set your bar way too high and you fail to accomplish such goal, you’ll get discouraged. You want the opposite, you want to keep the motivation going.

Things to consider when setting your goals include:

Santorini, Greece

Being specific: Vague goals usually end up not being accomplished due to the lack of details, which are exactly what should motivate us in the first place. Be as detailed as possible about it. See this comparison: “I want to go on vacation” vs. “I want to go on vacation to the beautiful Greek island of Santorini.”

Setting a time-frame: Your goal can either be a short-term or a long-term one. Let’s keep elaborating on the previous idea: “I want to go on vacation to the beautiful Greek island of Santorini in three months’ time.”

Visualizing: The practice of seeing yourself already accomplishing your goal is going to help you determine what steps you’ll need to take in order to attain it. In other words, you already know the beginning and the end of your goal; now, you need to establish the middle.

Revising: Go over your plan, make any changes you deem necessary if you believe your goal still feels unattainable. I’m sure you’ve heard this a thousand times, but I’ll leave it here anyways: “Keep your eyes on the stars, and your feet on the ground.” – Theodore Roosevelt.

Knowing all this, I encourage you to choose something to save for.

Impulse Buying – A Serious Problem You Might Need to Address Right Now

OpenImpulse shopping is one of our worst enemies, and we should avoid it at all costs.

Buying out of impulse will have a huge impact on your savings, so let’s see some ways that are going to help saving money and prevent us from falling victims to this villain.

One excellent way to prevent yourself from buying impulsively is to write a list before you go shopping, and making sure you stick to the plan.

Nowadays, creating a list is easier than ever with the help of your phone.

Impulse buying is buying things we don’t actually need. A smart set of questions to ask yourself before buying something is: Why am I buying it? Do I really need it?

We feel a huge deal of gratification immediately after buying something out of sheer impulse, it grants us a sense of happiness. What we fail to realize, though, is that this is only momentary.

There are certain things that impulse buying is greatly influenced by. Some of these things are sights, smells and sounds, especially when it comes to stores. Don’t let these things fool you. As long as you have a plan and you stick to it, you’ll be alright.

Shopping Online More Often – A Trend You Must Follow

Some of you may think this is crazy to suggest. But no, I’m dead serious, and you’re about to understand why.

Almost all – if not all – of us are familiar with online shopping, right? I want to introduce you to a great friend of mine that I’m sure only a few of you have heard of before: Honey. This is, hands down, the best tool I’ve found when it comes to saving money while shopping online. If you’ve ever wondered how to save money buying online, look further no more.

Trust me, this is by no means sponsored. I simply believe this is a great tool to have and I want to make sure you get to enjoy the benefits that come from having it around.

In simple terms, this is an extension you install on your browser, and every time you are about to make a purchase online, Honey will look for discounts and coupons that may be available for the specific items you’re about to buy. It does its job in the background, which means you won’t even notice its presence.

I’ll leave the link here for you to try it out yourself:
https://www.joinhoney.comOnline Shopping

Believe it or not, that’s not the end of my tips for saving money fast. I have yet another one to share with you, and one of my favorite strategies to saving money, too. It can be seen as cheating the system, literally.

Have you seen how those online stores are all about sending you e-mails, newsletters and whatnot? You can use this to your advantage. If you’re interested in buying online at a specific store, make sure you’re subscribed to their e-mails list. All you have to do now is place all the items you want to buy in your cart, and then log out, without finalizing your purchase. This will result in them sending you a new e-mail, usually titled “Uh – Oh! Forget these?”, or something along those lines. In many cases, these e-mails contain a discount code inside for you to use and proceed to complete the order. They don’t want to lose you as a customer, after all.

Please note that this does not work for every online store out there, but for the ones it does, it’s totally worth it.

Tips for Saving Money in College – What They Don’t Teach You There

SavingsGoing to college means getting to know new people, making new friends, getting invited to social events, and deciding whether you should go.

If you’re the one making the suggestion, make sure you invite your friends over instead of going out. The amount of money you can save by having them over, as opposed to going to a bar or a restaurant, is huge. Plus, you also get to have fun playing games or watching movies together.

Make sure you buy good quality devices that will last, especially if you live by yourself. Do a good amount of research before handing your money over. Make sure that what you’re about to get is reliable and will also help you save some energy, which is a very common trait to find on appliances these days.

Learn your sewing skills. This will come in very handy whenever a button falls off your shirt, for example. The broader picture here is that you should not throw away your clothes due to a tiny hole on them or a button that’s gone missing.

Another smart decision that will help you save money fast is to avoid convenience foods. You know how they say they’re addictive, and if you keep feeding this addiction you’ll end up broke in no time. Instead, take the time to plan out nutritious meals, make a shopping list, go to the grocery store, and stick to the method.

Start Selling – Everything You Own Has a Value

Price TagsRemember how not too long ago we talked about impulse shopping and how bad of a decision it is? Well, if you, like me, have ever partaken in this activity, I’m sure you must have some of those items lying around your home, still. If this is the case, this is the time to make good use of them. If you have any item, be it an article of clothing, a decorative piece, a tool, a gadget, or mostly anything, really, that’s in good conditions, you could benefit from it by selling it.

This is also applicable for any other item you just don’t have any use for anymore. For instance, some people donate their clothes, and some others like to resell them. The decision is yours.

Another good example for items that you could sell is books. Large groups of people are on the constant lookout for great books at lowered prices.

So, take a look around your house and see which things you could sell and start to save up money fast.

Watch Your Savings Grow

Growing Money

I am passionate about saving money and always have been. My wish is that these strategies to saving money will help you, too. Put at least two of what you’ve just learned here in practice, and I guarantee you will get rewarding results.

Some of these may seem easy, while some others not so much, but they are all 100% possible. Don’t give up. If you ever feel discouraged, I recommend you revisit this article. It will serve you as a reminder of how uncomplicated it can be once you’ve set your mind to it.

Your hair will not be the only thing growing, your savings too!


10 thoughts on “Strategies to Saving Money – Making Smart Decisions

  1. Petra Reply

    Your post kind of wants me to start rummaging through my house and find all the bits and pieces I could possibly sell. In fact, I might just do that now. (However, it might not be so easy to sell my books, as I have grown quite fond of some of them.) Thanks for the inspiration!

    • Andrew Post authorReply

      I am glad that you’ve found my article inspirational, Petra. I’m sure you’ll find some things you can sell!
      I’m a book lover myself, and I understand what you mean. I tend to grow very fond of my books, but there are some I still wouldn’t mind selling. Maybe that’s the case for you, too.

      My best wishes to you!

  2. shalisha alston Reply

    Thank you for this helpful post. I am definitely an impulse shopper! But lately, I have been asking myself the 2 questions – Do I really need it? and Why am I buying it? Those questions have saved me. I have more serenity now around money. Thank you so much!

    • Andrew Post authorReply

      I’ve been there, Shalisha, and my wallet couldn’t have been more thankful that I stopped myself back then to think better of my decision. It’s incredible how these two questions can make you take a step back to re-evaluate your choices, right? I am more than happy that my article has helped you.

      My best wishes to you!

  3. Kenny Reply

    Hi I like the look of this site, very smart and I definitely think that the art of saving money is a mind set, which you seem to also grasp on here. Thanks

    • Andrew Post authorReply

      I agree with you, Kenny, having the right mindset is key.

      Thank you for stopping by, and have a great day!

  4. Jennifer Reply

    I LOVE this article. Literally, every aspect of it relates to me. I online shop, I’m a broke college student, I definitely impulse shop. You would think I would be smarter with my money considering I’m a business major but.. unfortunately not. I really enjoyed the “making goals” part of your article because I’m a firm believer that you can do anything as long as you have the right mindset! I should really implement some of these steps.

    • Andrew Post authorReply

      That’s amazing, Jennifer, I wish you much success in your career!
      You ARE smart, it’s just that impulse shopping can be a very difficult thing to fight against, but as long as you’ve got the right tools at your disposal, it’ll all become much easier.

      My best wishes to you!

  5. Joy Ramroop Reply

    Your blog have thought me a lot about online shopping how to save and also spend .Its a whole lot of inspirational lessons. From grooming yourself and also having to save a whole lot . Thanks for inviting me to your site. I have learn a thing or too

    • Andrew Post authorReply

      It’s great to hear that, Joy, I am glad that you’ve found it helpful. Feel free to come back anytime!

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